DELIVERING AFFORDABLE HEALTH BENEFIT

Zuniga Health Plans:  A level-funded health plan for employers with as few as 25 employees

Zuniga Health’s level-funded PPO platform offers a full suite of level-funded plans: MEC/MVP, PPO, HDHP in all 50 states with a robust network of national and regional providers. You will receive 100% of unused claims dollars returned at renewal. No balance billing…No RBP surprises…Just health benefits your employees will love.

If you’re an employer or broker focused on offering affordable health benefits, let’s talk. Email Juan Martinez, Vice President at  juan@zunigahealth.com or call 630-548-5826

Zuniga Health

Exclusive Partnership with Advocate Health Care
Zuniga Health has an exclusive partnership with Advocate Health Care, part of Advocate Health, the 5th largest nonprofit integrated health system in the United States.  Plan Highlights: 
  • Multiple plan options: PPO and HDHP
  • Allows for multiple plan options to be used by the same employer group
  • Access to Advocate Health Care hospitals, physicians, specialists and ancillary services
  • Full stack pharmacy solution
  • Rebates received from the PBMs are deposited into the client’s claim account
  • Offers mature contracts for Aggregate and Specific protection, on a 12/18 basis
  • Offers guaranteed no laser renewals, at request
  • At the end of the contract period, 100% of the account balance is the employer’s money
If you’re an employer or broker in metro Chicago, focused on offering affordable health benefits, let’s talk. Email Juan Martinez, Vice President at  juan@zunigahealth.com or call 630-548-5826.

WHY BROKER CHOOSE ZUNIGA HEALTH

100% Claims Refund to Employer

Unused claims dollars go back to the employer — not the carrier. A tangible, provable win you can show at every renewal conversation.

Zero Balance Billing Risk

No surprise bills for employees. Your clients get a clean PPO experience — not the RBP headaches that damage broker relationships.

Stronger Renewal Position

Stop defending 30%–40% premium increases. Walk into renewal with a refund check story and cost trend data. That’s retention — and referrals.

Competitive Broker Compensation

You don’t sacrifice comp to offer a better product. Earn competitively on par with fully insured — plus stronger retention year over year.

OUR MISSION

 

Today there are nearly 5 million Hispanic-owned businesses in the US. Latinx-owned business contribute more than $700 billion to the US economy each year. In Chicago, there are 2.9M Hispanics, 100,000 Hispanic-owned businesses accounting for 62% of Chicago’s employment.
Zuniga Health seeks to elevate the Hispanic business community through its mission of increasing the number of Hispanic employees obtaining affordable and accessible health benefits.  As the leader in inclusive health care, we provide multilingual support and culturally responsive services.
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Frequently Asked Questions (FAQS)

What is Zuniga Health LLC?

Zuniga Health is an innovated level-funded health plan

What products do you offer?

Minimum Essential Coverage (MEC) and Minimum Value Plans (MVP) coverage to manage ACA penalties, PPO, HDHP, Dental and Vision plans.

Are you ACA Compliant?

Yes. We meet all regulations surrounding the Affordable Care Act .

What States Do you Operate In?

Zuniga Health operates in all 50 states.

Drop us a line to learn more about Zuniga Health.  A member of our sales team will be in touch shortly.

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